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Car Insurance

Car Insurance Type 2+ | AXA SmartDrive

Car insurance with affordable price
check iconBuy online in 3 minutes and get policy in email instantly.
check iconNo vehicle inspection is required
check iconRepair at a dealer garage for a vehicle up to 5 years old, or at one of AXA contract garages for a vehicle up to 20 years old.
check iconCover collisions with land vehicles, fire and theft. Optional cover on natural perils
check iconCover additional accessories, up to 10,000 THB per accident*
check iconChoice of no deductible and 2,000 THB
check iconFree AXA Roadside Service 24-hour nationwide emergency assistance.
check iconAXA 4 U, New for old replacement for accidental damage on the following 4 items; type, battery (excludes traction battery that provides electricity for use by the electric traction motor), lubricant and coolant, and audio systems (installed by the vehicle manufacturer)

AXA Car Insurance Type 2+

AXA Car Insurance Type 2+ provides coverages similar to motor insurance type 1 at lower premium.


Online purchase of Car Insurance Type 2+ with no car inspection required, covers own damages due to collision with land vehicles, theft and fire, third-party bodily injury and property damage, medical expenses, personal accident and bail bond, and optional to add the cover of own damages from natural perils.

Special for Car Insurance customers. Free! AXA Roadside Service 24-hour nationwide emergency assistance, including repair service at leading garages selected by AXA for your confidence and peace of mind.

AXA Roadside ServiceList of AXA Garages

Table of Car Insurance Type 2+ Benefits

Coverage Limit of Liability (THB)

Own Damage Coverage

Vehicle own damage due to collision with third party land vehicles

As per vehicle sum insured

Vehicle loss or own damage due to Fire and Theft

As per vehicle sum insured

Vehicle own damage due to Natural Perils such as Flood, Earthquake, Hail and Windstorm

Optional for 100,000

Additional accessories*

(Free) Up to 10,000 per accident

Third Party Lliability

Bodily injury (Over maximum limit of compulsory motor insurance only)/Person

500,000

Bodily injury (Over maximum limit of compulsory motor insurance only)/Accident

10,000,000

Property damage/Accident

1,000,000

Additional Coverage

Personal Accident for driver and passengers

Medical Expense for driver and passengers

Bail Bond for driver

10,000

Deductible

Optional: No Deductible or 2,000

Remark: AXA will not collect any deductibles for policies with policy number with suffix of VPN. The policy number can be seen on the top of the Policy Schedule.

Terms & Conditions for Car Insurance Type 2+

1. Additional accessories

The Company shall compensate any additional equipment or accessories for the actual value at the date of loss, not exceed 10,000 THB per accident.

The Company shall not compensate for;

1. Any movable equipment or accessories that is CCTV or car satellite antenna
2. Kevlar, carbon fiber, carbon Kevlar.
3. Crystal zeal, glass coating, or any other similar types of coating.
4. Sticker including car wrap fully or partially, or any other similar types of sticker, except if the sticker is part of the vehicle manufacturer’s standard specification.

2. Uninsurable vehicles

Modified cars for racing, lowered or lifted cars, or cars with accessories such as container, refrigerator, roof, cage or steel frame Terms and conditions, and underwriting criteria are as specified by AXA, the Insured should understand before making decision.

"Terms and conditions, and underwriting criteria are as specified by AXA, the Insured should understand before making decision."


"Authorized car online insurer by the Office of Insurance Commission"

"Online car insurance is eligible for new AXA customers or existing AXA customers who do not have any motor claims in the past 12 months. (In case you had any claims, the company must decline and proceed to cancel your policy.)"

Related Documents

AXA SmartDrive Insurance Policy

(View Document 747.41 KB)

AXA Roadside Service Brochure

(View Document 1.59 MB)

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Privacy Policy©2026 AXA All Rights Reserved

PERSONAL INSURANCE

Domestic and International Travel Insurance

Car Insurance

Home and Condo Insurance

Standalone Health Insurance

Personal Accident Insurance

COMMERCIAL INSURANCE

SME Insurance

Group Health and Personal Accident

Marine Cargo Insurance

Freight Forwarder Liability Insurance

Trade Credit Insurance

Group Travel Accident Policy for Tour Operator and Tour Guide

ABOUT AXA

The AXA Group

AXA Thailand

Sign Up as a Representative

Financial Statement

List of Agents/Brokers

AXA Newsroom

Find locations/branches

CUSTOMER SERVICE

Tax Exemption 2024

Claim Submission

Garage Locator

Hospital Network for Health and Personal Accident Insurance

FOLLOW AXA :

Lineline axaFacebookfacebook axaYouTubeyoutube axaInstagraminstagram axaXx axa

AXA Call Center : 02 118 8111

021188111

AXA Call Center : 02 118 8111

021188111

CERTIFY BY :

DBD Registered
Privacy Policy© 2026 AXA All Rights Reserved