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Car Insurance Type 1 - AXA SmartDrive

Drive confidently with trusted global insurance company
check iconCar Insurance Type 1 with no deductible
check iconCoverage for the people and vehicles involved in an accident
check iconCover fire, theft and natural disasters, such as Flood, Windstorm, Hail and Earthquake.
check iconRepair at a dealership garage for a vehicle up to 5 years old, or at one of AXA’s network garages for a vehicle up to 15 years old.
check iconSpecify name driver / without name driver on the policy.
check iconUp to 20,000 per accident for additional accessories
check iconAXA Roadside Service 24-hour nationwide emergency assistance.
check iconAXA 4 U, New for old replacement for accidental damage on the following 4 items; Tyre, Battery (excluded electrical system of electric and hybrid vehicles), Lubricant and Coolant, Radio and Audio (installed by the vehicle manufacturer)

Car Insurance Type 1 - AXA SmartDrive

Car Insurance Type 1 - Full Coverages

AXA SmartDrive Type 1 to meet all your car insurance needs and offers comprehensive coverage in 2025 for the people and vehicles involved in an accident not just you but the other driver and their vehicle as well include medical expenses, personal accident, and bail bond.


This extensive policy simply gives you more, including AXA Roadside Service a 24-hour claim hotline, nationwide coverage, and repair at leading garages with superior standards selected by AXA for your confidence and peace of mind.

Check Your Price or Buy Car Insurance Type 1 Online with Installment Plan 0% 10 Months for credit cardholders of participating banks. Get a policy in email instantly.

Table of AXA SmartDrive Car Insurance Benefits

Car Insurance Type 1 Coverage :

1. Own damages – collision without third party
2. Own damages – collision with third party
3. Limit for property damage for the damage to property of third party which shall be legally borne by the Insured.
4. Fire Damage to Motor Vehicle, Loss of Motor Vehicle, Own damage due to Natural Perils such as Flood, Earthquake, Hail and Windstorm
5. Personal accident coverage, Medical Expense provided that such person is in, getting in, or getting out of the Motor Vehicle, Bail bond

Coverage Limit of Liability (THB)

Third Party Lliability

Bodily injury (Over maximum limit of compulsory motor insurance only)/Person

500,000
1,000,000 - BMW & Mercedes Benz

Bodily injury (Over maximum limit of compulsory motor insurance only)/Accident

10,000,000

Property damage/Accident

5,000,000

Own Damage Coverage

Vehicle damage due to collisions with and without third parties

Follow Vehicle Sum Insured

Vehicle loss or damage due to Fire and Theft

Follow Vehicle Sum Insured

Vehicle damage due to Natural Perils such as Flood, Earthquake, Hail and Windstorm

Follow Vehicle Sum Insured

Additional accessories

(Free) Up to 20,000 per accident

Additional Coverage

Personal Accident for driver and passengers

100,000
300,000 - BMW & Mercedes Benz

Medical Expense for driver and passengers

100,000
300,000 - BMW & Mercedes Benz

Bail Bond for driver

200,000
300,000 - BMW & Mercedes Benz

Deductible

No Deductible / 3,000 / 5,000

Terms & Conditions for purchase Car Insurance

1. The applicant wishes to apply for insurance with the Company and such insurance is subject to the insurance policy terms and conditions specified by the Company. The applicant hereby certifies that all the details given are correct and complete. The applicant agrees that this insurance application will form the basis of an insurance agreement between the applicant and the Company.

2. A full cover according to the insurance policy conditions will apply only after the car inspection is done by the Company’s authorized person. Prior to completion of car inspection, the Policy shall cover the damage to the motor vehicle caused by the collision of vehicles only upon the premium payment and subject to the Insured notifying the Company immediately after the accident and the claim surveyor has inspected the damage at the scene of the collision. 

3. In case the motor vehicle fails to pass inspection, the Company shall refund the full premium amount to the applicant subject to no claims have already been paid for any collision accidents

4. If the insurance agreement and premium payment have been made, the Insured may cancel the insurance policy by performing the cancellation process as stated in the insurance policy. The premium will be refunded subject to insurance policy terms and conditions.

**Accessories equipment

For Type 1 coverage, any additional accessories are covered up to a maximum of 20,000 baht/accident for free

The company does not consider the insurance equipment. As follows:

1. Movable accessories include car front-facing cameras or satellite antennas for cars

2. Kevlar

3. Crystal Glass Coating or other coating is the same characteristic.

4. Mounting stickers include stickers for changing the car Wrap, with stickers for changing some car colors, stickers etc.

Online car insurance is not available for the following cars:

Modified cars for racing, lowered or lifted cars, or cars with accessories such as container, refrigerator, roof, cage or steel frame

_______________________________________

Terms and conditions of coverage and underwriting as specified by AXA, the Insured should understand before making the decision.

Authorized motor online insurer by the Office of Insurance Commission

Online motor insurance is eligible for new AXA customers or existing AXA customers who do not have any motor claims in the past 12 months. (In case you had any claims, the company must decline and proceed to cancel your policy.)

Authorized motor online insurer by the Office of Insurance Commission

Online motor insurance is eligible for new AXA customers or existing AXA customers who do not have any motor claims in the past 12 months. (In case you had any claims, the company must decline and proceed to cancel your policy.)

Related Documents - AXA SmartDrive Car Insurance

AXA SmartDrive Insurance Policy

(View Document 747.41 KB)

AXA Roadside Service Brochure

(View Document 1.59 MB)

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Privacy Policy©2026 AXA All Rights Reserved

PERSONAL INSURANCE

Domestic and International Travel Insurance

Car Insurance

Home and Condo Insurance

Standalone Health Insurance

Personal Accident Insurance

COMMERCIAL INSURANCE

SME Insurance

Group Health and Personal Accident

Marine Cargo Insurance

Freight Forwarder Liability Insurance

Trade Credit Insurance

Group Travel Accident Policy for Tour Operator and Tour Guide

ABOUT AXA

The AXA Group

AXA Thailand

Sign Up as a Representative

Financial Statement

List of Agents/Brokers

AXA Newsroom

Find locations/branches

CUSTOMER SERVICE

Tax Exemption 2024

Claim Submission

Garage Locator

Hospital Network for Health and Personal Accident Insurance

FOLLOW AXA :

Lineline axaFacebookfacebook axaYouTubeyoutube axaInstagraminstagram axaXx axa

AXA Call Center : 02 118 8111

021188111

AXA Call Center : 02 118 8111

021188111

CERTIFY BY :

DBD Registered
Privacy Policy© 2026 AXA All Rights Reserved